Change mobile network = Save money

yea you probably have heard before Circle.life

But why haven’t you change since its the most “monetary wise” decision to do so.

Fear of changing number?? Registration fee?? Poor reception??

1) Free porting – means you can hold on your current handphone number with the change of Telecom!

2) Current registration fee is $10 on top of your plan but I got you.

  • USE “KSDYT” for $20 off. REMEMBER TO COPY AND PASTE WHEN YOU CHECKOUT
  • So how much you pay for a 6gb plan with 100 min talk time and unlimited incoming calls = $18 (only for $1st month) // subsequent would be $28

3) Circle Life Leased its network from M1… so if you’re saying it has poor reception you’re saying M1 too.

I’m on with Circle Life now and using 4g everywhere I go // I didn’t get the 20gb for $20 because I think its abit too much of data for me – especially when I spent most of my time trading at home.

I was a previous Singtel user with the basic plan of 3gb/100 talk time/ free sms/Caller Id ($5) = $25  | I have exceeded this month by 900 mb and was charged $10, so I thought it was a good time for me to change to something of a greater value.

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Pan Hong Holdings – What really matters in a Stock (Useless 13.5% Dividend yield)

13 Properties All in china | Listed on 2007

Comparison done with CWG International Ltd. (ACW) – Closest market cap // Available details

1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED.

  • Price to book ratio : 0.296 (70.4% below fair value)  ACW – 0.648
  • Price to earning ratio : 8.562( growing above industry standard – 7.61)  ACW – 5.192

2)  LEARN ABOUT THEIR NUMBERS

  • Debt To Equity : 40.717 | 555.923
  • Growth Performance : -19.19 |  190 (3 years)
  • Current Ratio : 1.932 | 1.737
  • Cash flow per share : 0.0499
  •  Below Average management ability ( Lack of constant dividend growth | Average net income/gross profit margin – High cost of doing business 3/4 of Profit | overall Positive cash flow – Financing and investing)Screen Shot 2017-03-13 at 1.03.56 pmScreen Shot 2017-03-13 at 1.03.52 pm

3) TECHNICAL ANALYSIS

Screen Shot 2017-03-13 at 1.25.25 pm.jpg

Weekly Analysis

Stock is currently in a long term bear (Short) trend for 7 years, as it continues to make lower highs and lower lows. Ending of 2016, stock has failed to break key level (Pink) as it forms a supply candlestick (bearish). It signifies that market has a higher chance to break beyond the lowest low (Red dotted line).

4) Would I be vested into it?

No no, company is in a high cost business which is something that will eventually backfire (Personal thought). Additionally, technical (Stock price) has been on a down trend for 7 years and has failed to break initial IPO price late last year – This shows that there is a greater issue with the company that it is. (economic downturn is not even that long – longest was 6 years in US year 1815).

But if you’re planning to get into it with some insider scoop, let me know please….. but seriously, get it at a price that is of the highest value. The red line has been tested…..

 

Keong Hong Holdings – What really matters in a Stock (8% Dividend Yield??)

Construction & Engineering | Founding in 1983

Comparison will be done with OKP Holdings Limited (5CF) – Closest market cap

1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED.

  • Price to book ratio : 0.71 (39% below fair value) 5CF –1.024
  • Price to earning ratio : 2.984( growing below industry standard – 16.52)  5CF – 8.175

2)  LEARN ABOUT THEIR NUMBERS

  • Debt To Equity : 43.215 | 2.751
  • Growth Performance : 31.03% |  –12.26
  • Current Ratio : 1.839 | 2.273
  • Cash flow per share : 0.0165
  •  Below Average management ability ( Lack of constant dividend growth | Average net income/gross profit margin – Increase in the cost of doing business (Financing) | overall Negative cash flow – 5 years of bad investing)Screen Shot 2017-03-09 at 9.53.29 amScreen Shot 2017-03-09 at 9.53.23 am

3) TECHNICAL ANALYSIS

Screen Shot 2017-03-09 at 10.13.02 am.jpg

Weekly Analysis

Market price action shows an overall bullish trend (Higher highs and Higher lows) and market is in a key level (strong demand level) that has been tested previously (Failed) before breaking upwards. Stock’s price is a a level where it would give you a 1:337 risk ratio, which is considerably a good entry point.

4) Would I be vested into it?

Yes but only for the short run (Not an investor point of view // trader’s pov) and No for an investing point of view. Financially, the company is not really in a good spot for anyone to be putting money in. The growth rate might be driven by price demands (FOMO by word of mouth by some cocknuts) as you can see how technicals has been driven up previous for the last 3 years. The company lack good financial history for a long term investment (Dividend history is also another factor).

Then again… its subjective to any individual

“+1 Knowledge point”

XMH Holdings – What really matters in a Stock

Detailed planning is essential for financial preedom

Comparison done with Hiap Tong Corporation Ltd. (5PO) – Closest market cap

1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED.

  • Price to book ratio : 0.46 (54% below fair value) HTC – 0.425
  • Price to earning ratio : 6.979 ( growing below industry standard – 17.302) HTC – 10.89

2)  LEARN ABOUT THEIR NUMBERS

  • Debt To Equity : 100.89 | HTC – 59.19
  • Growth Performance : -7.59 % | HTC – (Negative) 18.05
  • Current Ratio : 1.292 | HTC – 0.662
  • Cash flow per share : 0.0935 ( Paying $0.29)
  •  Below Average management ability ( Reducing dividend  | Weak net income/gross profit margin – Increase in the cost of doing business | overall Negative cash flow – Losing alot of money from investing)screen-shot-2017-03-05-at-11-13-29-amscreen-shot-2017-03-05-at-11-13-25-am

3) TECHNICAL ANALYSIS

Screen Shot 2017-03-05 at 11.21.07 am.jpg

Weekly Chart

As the current stock has a short financial history, there isn’t much technical analysis for me to do. The current stock is in a bearish trend (Forming lower highs and lower lows), broke of key level (Blue). Stock price has a strong momentum to continue this trend as a doji was formed when buyers tried pushing price higher.

4) Would I be vested?

NO – Lack of a strong/long financial track record, not a technically wise decision to enter ( Remember you can only ride the trend and not create a trend).

5) Why have I disappeared ??

I’m currently in a spot where time is snatch forcefully from me – where I spent every hour doing meaningless and mindless things. Hopefully after 3-4 months time, I would be in a better spot – that gives me the freedom to do whatever the f I wanna do…. life of a Singaporean.

“+1 Knowledge point”

UPP Holdings – What really matters in a Stock?

Started in 1967 | Listed in 1980 | Currently selling one premise | pulp and paper mill and Ywama power plant.| Singapore, Malaysia , Myanmar , Canada

Comparison done with New Toyo International [NYI] (Closest market cap)

1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED.

  • Price to book ratio : 1.507 (50% above fair value) NYI – 0.767
  • Price to earning ratio : 28.182 ( Growing above industry standard – 15.7) NYI – 12.314

2)  LEARN ABOUT THEIR NUMBERS

  • Debt To Equity : Not given [NYI – 7.53]
  • Growth Performance : 55.51% [NYI – Negative 3.12%]
  • Current Ratio : 18.281 ( 5 years of high current ratio) [NYI – 3]
  • Cash flow per share : 0.0148 (Paying $0.28)
  •  Slightly below Average management ability ( Growing dividend  | Weak net income/gross profit margin | overall positive cash flow – Losing money from investing)screen-shot-2017-02-02-at-10-45-12-amscreen-shot-2017-02-02-at-10-45-06-am

3) TECHNICAL ANALYSIS

screen-shot-2017-02-02-at-10-55-19-am

Monthly Chart – InvestingNote

Current market price seems to be in a long term bearish trend (Downward), as market continues to make lower highs and lower lows. Stock has seen to have tried breaking 1999 level but failed.

screen-shot-2017-02-02-at-10-57-14-am

Daily Chart – InvestingNote

Market on the daily frame, is currently at key level (Direction driver) – stock would either find the demand to break higher or continue lower. Current market price action is a repetition of the previous structure, where market closes with a doji and break further down.

4) Would I be vested in it?

Nope, price action explains why it was overvalued [lack of demand] and it has been in a bearish trend since 1995 (Clearly something is wrong with management).

 

“+1 knowledge point”

USD Index Market Analysis

Current Trend on the Daily Chart:

1.png

Market is currently making higher high and high lower (Sign of a bull trend).

Recent price action (breaking off the key level $100-100.50) has yet to be confirmed if market had a false breakout2.png

Current Trend on the Weekly Chart:

 

Market previously had a repeated price action of retracing a complete cycle before achieving a smaller retracement at a key number of 38.2 (Fibo) and it had recently repeated itself at a key number of 61.8.3.png

On a larger scale (Previous market expansion of ABCD pattern) market retracement is actually on the 38.2. This signifies a greater probable movement to the long side.

4.png

Current Trend on the Monthly Chart:

 

Market has just broken off a bearish trend line and it is heading to key zone.

A probability for short market reversal might be high before finding demand again in the same the zone.

Conclusion:

My take on the dollar is a long (Bull) one as market keeps showing signs of a slowing bear and a stronger bull on both the daily and weekly. Additionally market has show clear signs of rejection for a lower dollar on 9 Nov and 17 Nov through longer demand wicks.

5.png

Chip Eng Seng – What really matters in a Stock

patience is a virtue…. still cant find a good company..hais

as I continue to find the next company for my $2k

Construction & Engineering | Founded in 1998 | Build HDB (Pinnacle -famous one)/Condo , Woodlands driving centre

Comparison will be done with Low Keng Huat [LKH] (Closest market cap)

1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED.

  • Price to book ratio : 0.542 (45.8% below its fair value) – (LKH at 0.648)
  • Price to earning ratio : 13.387 (Growing above industry standard – 0.23) – ( LKH at 5.162)

2)  LEARN ABOUT THEIR NUMBERS

  • Debt To Equity : 155.5 ( LKH – 62 )  Capital intensive industry
  • Growth Performance : -17.41% (LKH -7.37%)
  • Current Ratio : 7.07 (LKH – 8.719) 
  • Cash flow per share : 0.0742
  • Average management ability ( Stagnant dividend  | Positive net income/gross profit margin | overall positive cash flow – increase operation cost)screen-shot-2017-01-22-at-1-31-36-pmscreen-shot-2017-01-22-at-1-31-30-pm

3) TECHNICAL ANALYSIS

Screen Shot 2017-01-22 at 1.51.59 pm.jpg

Weekly Chart

Overall market trend is leaning to the bearish side as the previous high fails to break highest high. Stock price is currently at key area, where momentum are usually found. If price action closes below the blue line (Key price level), stock price will have a very high probability to drop lower.

4) Would I be vested into it?

No! no dividend growth over 5 years (Main criteria) and negative company growth. But for those who are planning to buy this company, it currently has a good risk – to – reward ratio of 1:5. (9% of ur capital to 45% gain).

Some article for your read: